Insurance is a partnership.
WAYPOINT MUTUAL
Waypoint Mutual is a specialized carrier for workers’ compensation insurance and risk management that prioritizes relationship-based service.
How can We Help?
Agents
Discover insights into partnering with Waypoint Mutual, understand our appetite, and explore our coverage options.
Policyholders
Manage your policy, report a claim, and ensure workplace safety with our dedicated support resources for our policyholders.
Resources
Explore our resources portal for valuable insights, safety guidelines, and industry updates.
About Waypoint Mutual
Waypoint Mutual is a monoline workers’ compensation insurance company, primarily serving Midwest-based businesses in the areas of construction, manufacturing, distribution, equipment sales/service/rental, railroad, lumberyards, and more.
We are a niche market that is highly knowledgeable about the industries we serve and we are very dedicated to a partnership approach with our agency partners and policyholders.
Why Waypoint Mutual?
Waypoint Mutual sees the people behind the business — valuing relationships, designing our operations around connected communication, and being a true partner. We are committed to working together, understanding that every interaction matters.
Retention Rate
A-VII (Excellent)
of Service
31 States
Businesses We Write
As a specialized, niche workers’ compensation carrier, we focus on construction, manufacturing, and other similar industries, including:
- Agricultural Construction, Equipment Sales, and Service
- Artisan or Specialty Contractors
- Building Operations — by Owner or Contractor
- Commercial General Contractors
- Commercial Roofing Contractors
- Diesel/Auto Mechanics
- Engineers and Architects
- Equipment Sales, Service and Rental
- Fire Suppression
- Heavy Constructors
- Light Industry
- Machine Shops
- Manufacturing
- Material Suppliers — Retail and Wholesale
- Millwright
- Quarry Operations, including Sand and Gravel
- Restaurant Equipment Sales and Service
- Street and Road Contractors
Waypoint Mutual encourages agency partners to contact their designated underwriter to discuss an account that may fall outside of these general categories.
Explore Our Options
01
Services
Claims
Our claim reporting process is user-friendly and our manageable caseloads allow for expert guidance and unwavering support for policyholders and agents alike.
Loss Control
We understand that each industry has unique challenges, and our goal is to provide assistance that offers sensible and safe solutions to policyholders.
Additional Services
Beyond coverage, discover the array of additional services we provide. From online training, specialized programs, to designated support, we go the extra mile for your workplace well-being.
02
Policyholders
Claim Reporting
Report a claim with confidence, knowing our dedicated team is by your side. We prioritize your needs, ensuring a seamless and supportive experience throughout the process.
Payment Plan Options
Explore our flexible premium payment options to suit your business needs. Policyholders can choose between our pay-as-you-go method or traditional installments.
03
Agents
Our Appetite
Delve into our areas of interest at Waypoint Mutual and understand our approach when it comes to building relationships with our agency partners and policyholders.
Coverage Options
Navigate our coverage options that include three papers, two dividend plans, and a wide range of deductibles.
Testimonials
Waypoint Mutual has proven to be a great partner for our company. Safety is the highest priority for our company and their commitment to supporting our safety promotion efforts has be very valuable. We have used the resources they have provided and we appreciate their help.
My experience with Waypoint Mutual has been top-notch from day one. They have an outstanding team of professionals who are field experts and understand how to communicate with their clients. The relationship feels more personal than that of a typical insurer. Waypoint Mutual cares about their clients and wants to serve them well. You can see that play out daily in how they come alongside clients to help craft a better approach to risk management. We have greatly appreciated our relationship over the past four years and look forward to the future together.
Waypoint Mutual is a true partner in the workers’ compensation arena. Their partnership approach and focus on building relationships sets them apart from other carriers in the marketplace. The folks at Waypoint Mutual make themselves available to support us as well as our clients and are genuine people to do business with. The multitude of reports and services they provide add a tremendous amount of value and make our jobs easier.
Waypoint Mutual is one of those companies that clients just don’t want to leave. We always feel extremely confident when placing our customers with Waypoint Mutual, as we know they are getting very competitive pricing and top notch service on everything from loss control to claims. We value our relationship with Waypoint Mutual and appreciate their genuine interest in growing with us.
Waypoint Mutual stands as one of our premier carrier partners. Known for their unparalleled expertise in loss control and claims management, they consistently outshine competitors in their field. Their commitment to individually underwriting each account based on its unique merits reflects their dedication to fairness and reasonability within their pricing framework.
We’ve been working with Waypoint Mutual for a number of years and they’ve been a great partner in many ways. Waypoint has been the reason we’ve won accounts with their profit sharing dividend, competitive pricing, and ability to provide small and large deductible options to clients. Their high touch claims handling and loss control support are on par with the best carriers in the business.
I have worked with Waypoint Mutual for over 25 years and they have been an incredible workers’ comp partner for my clients. My experience with Waypoint Mutual’s success is based on the relationships they have with their clients from underwriting, loss control, and claims handling–it’s done at the highest level.
Our agency began our partnership with Waypoint Mutual in 2021. Since that time, they have become one of our top markets for monoline workers’ compensation. With our heavy emphasis on construction accounts, they have unique methods of customer service that set them apart from the remainder of the marketplace. Their loss control capabilities, combined with their user-friendly online portal continue to win praise from every customer we have placed with them. From online monthly reporting and premium remittance to online claims filing, their systems are easy to navigate for even the more technically challenged customers. Account assigned claims adjusters and efficient claims handling go hand in hand to help ensure open claims don’t linger and negatively impact customer experience modifiers. We are very excited to continue working with this exemplary company.
The entire team at Waypoint Mutual understands the importance of client service and relationships. Instead of just responding to emails or phone calls, they proactively reach out to their agent partners and policyholders to ensure they offer solutions regarding the complexities of workers’ compensation safety and claims advocacy. They are the definition of an insurance company partner.
We are blessed to have such an incredible business partner in Waypoint Mutual! Our relationship goes back to their inception in 1982. In my 30 years of working closely with their incredible team, their consistency in underwriting, loss control guidance, claims handling expertise, and valuable customer services are the “best in class” in our industry. Those companies whose ideals, character, and philosophies align with Waypoint Mutual will benefit greatly from partnering with them for their long term workers’ compensation needs.
Get in Touch
Every interaction matters here at Waypoint Mutual.
Reach out to us for inquiries, assistance, or collaboration.
We are here to help!